Predatory loan apps in India have turned easy credit into a tool for blackmail and digital extortion. Learn how these scams work, what laws protect victims, and how to fight back using legal and cybercrime channels.
Learn practical strategies to maintain and rebuild your credit score after a loan settlement. Discover the legal implications, tips for credit recovery, and steps to ensure accurate credit reporting.
In India, debt recovery is a complex procedure involving various players and methods. Banks, financial institutions, and private creditors have the right to pursue unpaid debts, often employing specialized agencies or in-house teams. These entities use a range of tactics, from gentle reminders to more assertive measures, but all methods must remain within legal bounds.
Learn practical strategies to maintain and rebuild your credit score after a loan settlement. Discover the legal implications, tips for credit recovery, and steps to ensure accurate credit reporting.
Learn how the sale of your loan to another lender impacts your interest rates, repayment terms, and credit score. Understand hidden fees and steps to ensure smooth transitions
Payday loans provide quick relief but come with high interest rates and aggressive recovery tactics. Understanding borrower rights and protections in repayment is essential to avoid debt traps and exploitation.
Can banks seize your property without a court order? Understand your rights as a borrower, the differences between secured and unsecured loans, and the legal steps banks must follow before taking action.
Understanding your rights as a guarantor is essential, especially when the primary borrower defaults. This guide covers key rights, protections, and steps you can take to avoid harassment or undue financial burden, helping you make informed decisions and protecting yourself legally.